What Homeowners Insurance Covers
Your house, garage and other structures are covered for the cost of repairing or replacing them after a loss (up to the policy limits).
Coverage Includes:
- The contents of your home
- Detached structures on the premises (garage, storage shed, etc.)
- Additional living costs – when a covered claim means you can’t occupy your home, this coverage will pay for the additional costs you incur
- Liability – if you are sued for a covered incident that occurred on your premises, we will pay for an attorney, court costs and any damages awarded, up to the policy limits
Additional coverage options:
- Broader coverage for your special valuables (works of art, jewelry, guns, collectibles, etc.)
- Replacement contents – items destroyed by a covered cause of loss will be replaced
- Sewer backup
- Earthquake
- Equipment Breakdown
Talk with a Henry County Mutual Agent!
One of our knowledgeable agent will direct you to the policy that fits your needs. Contact us to find an agent to help you.
Contact UsThe description of coverages and programs are purposely brief and are subject to specific policy provisions, limitations and exclusions that can only be expressed in the policy itself. For a complete explanation of coverages, please consult one of Henry County Mutuals licensed agents.