What Equipment Breakdown Insurance Covers
Our Equipment Breakdown coverage broadens your policy and covers against loss by mechanical or electrical breakdown that was previously excluded.
Typical loss for your home:
Imagine coming home during a heat wave to discover that the air-conditioning system has quit. The repairman informs you that the compressor had an internal failure and needs to be replaced. Most Homeowner policies won’t cover this, but with our Equipment Breakdown addition, you’ll be covered. We’ll pay for a new A/C unit, less the deductible. We also cover all electronic devices in your home, as well as anything mechanical.
Some restrictions and exclusions do apply. See policy for exact coverage description.
What does this coverage cost?
$30.50 annually
What Items are Covered:
- Boilers and furnaces
- Air Conditioners
- Refrigerators and freezers
- Electrical panels, circuit breakers, wiring
- Emergency generators
- Geothermal and solar installations
- Well pumps
- Security systems and electrical gates
- Kitchen and laundry appliances
- Home theater and audio systems
- Computers, tablets and smartphones
- Health Monitoring systems
- Swimming pool heating and filtration systems
- Home exercise equipment
- Shop equipment
For a complete explanation of coverages, please consult one of our licensed agents.
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Contact UsThe description of coverages and programs are purposely brief and are subject to specific policy provisions, limitations and exclusions that can only be expressed in the policy itself. For a complete explanation of coverages, please consult one of Henry County Mutuals licensed agents.