What Business Insurance Covers
We specialize in insuring small contractors, as well as a variety of retail, office, service, institutional and apartment risks. Coverage can be written for property and/or liability coverage, as well as for crime, glass, loss of income and a host of other products. From the Main Street store to rural risks, we can tailor a policy to protect what you have worked hard to build.
Coverage Includes:
- Building
- Business personal property
- Business interruption – covers your lost income due to damage caused by a covered loss to covered property
- Liability provides protection to you for covered lawsuits arising out of the premises, your products and operations
- Equipment Breakdown
Not all coverages are available in every situation. Please see your agent for details. Your local knowledgeable agent will direct you to the policy that fits your needs.
Find an AgentAdditional coverage options:
Money and securities – theft coverage for the cash and checks you have received, while at your location or off premises
What Contractor Insurance Covers
Liability coverage for many different types of small contractors. Limits apply to the number of employees allowed.
Your local knowledgeable agent will direct you to the policy that fits your needs.
Coverage Includes:
- Contractors tools
- Contractors equipment – we can cover equipment on a scheduled or a blanket basis
- Work completed
- Advertising
- Employee theft
Talk with a Henry County Mutual Agent!
One of our knowledgeable agent will direct you to the policy that fits your needs. Contact us to find an agent to help you.
Contact UsThe description of coverages and programs are purposely brief and are subject to specific policy provisions, limitations and exclusions that can only be expressed in the policy itself. For a complete explanation of coverages, please consult one of Henry County Mutuals licensed agents.