About

In May of 1891 a group of men came together to create an insurance company which provided affordable rates available to individuals in rural Henry County, Missouri. On May 31, 1891 Farmers Mutual Fire Insurance Company of Henry County was established, making it the first “home-owned” Insurance Company in Henry County.

The Companies constitution and by-laws were drawn and a charter to do business was granted by the Secretary of State Office. The seven board members met in the county court room once a month. All applications were taken to the board and approved by the board before the policy could be issued. An assessment was only taken at time of a loss if money was needed to pay the loss.

The by-laws were changed to include writing auto insurance, insuring only automobiles kept within the county and belonging to farmers.

The board passed a motion that all assessments be made at the company office, where they had previously been collected at different places within the county.

Henry County Mutual Insurance Company entered into a contract with State Farmers Mutual Insurance Company (Cameron Mutual) to write a cooperative policy.

The name of the company was changed from Farmers Mutual Fire Insurance Company of Henry County to the current name of Henry County Mutual Insurance Company. In 1974 the company was granted a certificate of authority to write within every county of Missouri.